RISK MANAGEMENT & SAFETY
Prime Source's goal is to protect you from those losses that can be devastating to a small to medium sized company. One generally accepted risk management method is to provide you with Workers' Compensation Insurance that will aid in providing employees with medical, pharmaceutical, therapy, and limited income benefits for work related injuries.

Without Workers' Compensation Insurance you can't defend yourself against an employee law suit, even if you can prove negligence on the part of the employee. We offer a no deposit and no down payment plan tailored to the specific work being accomplished by employees

COVERAGE COMPARISON
sd
Workers' Comp
"Alternative" Policy
No Coverage "Bare"
Who determines benefit levels?
TWCC*
Court
Court
Who pays medical and lost-income benefits?
Insurance carrier
Insurance company up to policy limits; employer pays balance
Employer
Who pays legal feels?
Insurance carrier and employee
Governed by policy
Employer
Are benefits protected by a state guaranty association?
Yes, except policies written by Texas Workers Compensation Insurance Fund
Limited
No
Are non-economic losses such as pain and suffering and punitive damages allowed?
No
Yes
Yes
Burial
$2,500
Governed by policy
Actual Cost
Survivor
$508/week (effective 9/1/97)***
Governed by policy
Unlimited
Medical
Contained cost
Governed by policy
Actual Cost
Damages
None
Unlimited
Unlimited

* Texas Workers' Compensation Commission based on Texas Workers' Compensation Act.

SAFETY PLAN FEATURES

Safety Training and Assistance
OSHA regulatory compliance assistance
Loss control program evaluation and development
Accident reporting and investigation
Work-site evaluation for risk assessments
Safety Handbooks
Drug testing
Pre-OSHA work-site inspection

Our pro-active stance to help you establish and maintain a safe work environment for employees should reduce the severity and frequency of work place accidents. Injuries are costly, not only in dollars but they also affect employee morale and could hamper production or interrupt services.

Our Safety Department will customize a safety plan that's right for you. Whether you're a retail store or in manufacturing, the safety plan is your guide to safe work practices and compliance with regulatory requirements.

News

Already have your own Workers' Compensation Insurance and just need some help with Payroll and Human Resources? Try our ASO Services.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

   

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